Union County Credit Card Debt Lawyer

Cranford Medical Debt Attorney

Credit card debt and medical bills are two of the most common reasons why people contact my law office to discuss the possibility of filing for bankruptcy. It is easy to get yourself into trouble with credit cards. The interest rates are so high that just a few missed payments can create significant financial challenges.

Medical bills can be just as financially crippling. A recent CNN article cited a study that found that more than 60 percent of all people who filed for bankruptcy in 2009 were significantly affected by large medical bills.

You Can Discharge Credit Card Debt and Medical Bills

Millions of Americans have obtained relief from credit card debt and medical bills by filing for bankruptcy. While bankruptcy is not the right solution for everyone, it has helped many people who were struggling with unmanageable debt find a new path to a brighter financial future.

Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy

I am pleased to offer a free consultation to discuss your eligibility for bankruptcy and to help you determine if bankruptcy is right for you. I can also help you determine which type of bankruptcy is right for your particular debt situation.

Through a Chapter 7 bankruptcy, you may be able to discharge all of your credit card debts and medical bills. Most of the people who contact my office are eligible for Chapter 7 relief. If you are not eligible for Chapter 7 bankruptcy, you may still be eligible for Chapter 13 bankruptcy.

The real question for most people is which type of bankruptcy is best for their particular debt challenges and financial situation. Since I have represented thousands of clients in bankruptcy cases, I can provide you with the sound advice and knowledgeable representation you require.

Contact a New Jersey Bankruptcy Lawyer

To contact a Union County credit card debt attorney, contact me, Benjamin J. Ginter. I am committed to making a positive difference in the lives of my clients. For assistance, contact my law office in Cranford, New Jersey. Call 908-418-4084 or contact me by e-mail.